I am not a Certified Financial Analyst (CFA) or a Financial Advisor (FA). I do not do comprehensive tax-efficient retirement planning nor I do not sell, recommend, or receive commissions on securities sales.
As a coach, I'm the foundation guy. Sometime in the future, if you do well saving and growing wealth, you may need a Wealth Manager, CFA, or FA. However, if you are just getting started it's not likely you need that kind of service($$$). A good financial coach can set you on course.